CHILDREN’S CRITICAL
ILLNESS PROTECTION
Our Children’s Critical Illness Protection is an optional extra that can be added to any adult cover in our Essentials or Protection ranges, at any time. And you can select any amount between £10,000 and £100,000, limited to the parents’ cover amount.
Product overview
Policy details
Basis: An optional addition to any adult cover
Premiums: Guaranteed
Pay outs: Lump Sum
Type of cover: Level Cover or Increasing Cover (RPI)
Age when cover ends: 23
Minimum cover amount: £10,000
Maximum cover amount: £100,000 (Limited to parent’s cover amount)
Key Product Features
Definitions designed to pay: Clearer, more all-encompassing definitions
Can be added to any adult policy: Including adult life cover or income protection only
Covers all children: covers policyholder’s and their partner’s natural, step or adopted children
Higher cover amounts: Select between £10,000 and £100,000, limited to the parent’s cover amount
Funeral cover: £10,000 contribution towards funeral costs
Immediate cover: Children covered before we offer terms
Additional Services
HALO: Access to tailored medical and legal support at the point of claim
Anytime: At no extra cost access to a GP 24/7, second medical opinions, wellbeing and aches and pains consultations at any time
HALO and Guardian Anytime don’t form part of your client’s contract with us, and we can change or remove the benefits included at any time.
