Essentials Range - Guardian Adviser

NOW YOU’VE GOT MORE CARDS TO PLAY.

Introducing our 2 new critical illness covers

We’ve added critical illness cover and combined life and critical illness cover to our Essentials range.

Essentials is our standard range, ideal for clients who want quality cover at a more affordable price.

Critical Illness
Essentials

KEY FEATURES

Dual life: Both partners’ cover is kept separate
Premium Waiver: Comes as standard if cover is applied for before age 65
4 cancer focused additional payouts: which pay out 30% of the cover amount up to £30,000
Built in children’s critical illness cover: Up to £25,000 of cover is included
Protection Menu: Can be mixed and matched with any cover from either our Essentials or Protection ranges
Immediate Cover: Temporary cover up to £300,000 that starts as soon as we receive a completed application form
Lifestyle promise: We may be able to reduce smoker’s premiums if they were paying an increased amount and they subsequently stop smoking
Guaranteed Increase Option: Increase cover with no underwriting, medical evidence, or application form

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Combined Life and
Critical Illness Essentials

KEY FEATURES

Dual Life: Both partners’ cover is kept separate
Premium Waiver: Comes as standard if cover is applied for before age 65
4 cancer focused additional payouts: which pay out 30% of the cover amount up to £30,000
Built in children’s critical illness cover: Up to £25,000 of cover is included
Protection Menu: Can be mixed and matched with any cover from either our Essentials or Protection ranges
Immediate Cover: Temporary cover up to £300,000 that starts as soon as we receive a completed application form
Lifestyle promise: We may be able to reduce smoker’s premiums if they were paying an increased amount and they subsequently stop smoking
Guaranteed Increase Option: Increase cover with no underwriting, medical evidence, or application
Payout Planner: Nominate beneficiaries so any life payout bypasses probate

Find Out More

ESSENTIALS

Our standard range, ideal for clients who want quality cover at a more affordable price.

PROTECTION MENU. IT’S LIFE MADE EASIER.

Our full menu is available on Protection Builder 2.0. You can combine up to 10 covers for each person, from either of our Essentials or Protection ranges, to build the ultimate protection policy for every client.